/* ============================================================
   WALSINGHAM MOTOR INSURANCE LIMITED — WMIL SITE
   Stylesheet: Traditional British Corporate Insurance
   ============================================================ */

/* ------------------------------------------------------------
   1. CUSTOM PROPERTIES
   ------------------------------------------------------------ */
:root {
  /* Palette */
  --navy:         #1B2B4B;
  --navy-dark:    #111D33;
  --navy-mid:     #253860;
  --ivory:        #F3F0E6;
  --ivory-mid:    #EAE6D8;
  --ivory-dark:   #DDD8C8;
  --white:        #FFFFFF;
  --charcoal:     #2C2C2C;
  --slate:        #4A5568;
  --slate-light:  #6B7280;
  --gold:         #957A38;
  --gold-light:   #B09550;
  --border:       #D5CFBF;
  --border-dark:  #B8B2A4;

  /* Typography */
  --font-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body:    'Inter', system-ui, -apple-system, sans-serif;

  /* Scale */
  --text-xs:   0.75rem;   /* 12px */
  --text-sm:   0.875rem;  /* 14px */
  --text-base: 1rem;      /* 16px */
  --text-md:   1.125rem;  /* 18px */
  --text-lg:   1.25rem;   /* 20px */
  --text-xl:   1.5rem;    /* 24px */
  --text-2xl:  1.875rem;  /* 30px */
  --text-3xl:  2.25rem;   /* 36px */
  --text-4xl:  2.75rem;   /* 44px */
  --text-5xl:  3.5rem;    /* 56px */

  /* Layout */
  --max-width: 1200px;
  --gutter:    40px;
  --nav-height: 72px;

  /* Spacing */
  --space-1:  4px;
  --space-2:  8px;
  --space-3:  12px;
  --space-4:  16px;
  --space-5:  20px;
  --space-6:  24px;
  --space-8:  32px;
  --space-10: 40px;
  --space-12: 48px;
  --space-16: 64px;
  --space-20: 80px;
  --space-24: 96px;

  /* Transitions */
  --transition: 200ms ease;
}


/* ------------------------------------------------------------
   2. RESET & BASE
   ------------------------------------------------------------ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.65;
  color: var(--charcoal);
  background-color: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

button {
  cursor: pointer;
  border: none;
  background: none;
  font-family: inherit;
}

input, textarea, select {
  font-family: inherit;
  font-size: inherit;
}

::selection {
  background: var(--navy);
  color: var(--ivory);
}


/* ------------------------------------------------------------
   3. TYPOGRAPHY
   ------------------------------------------------------------ */
h1, h2, h3, h4, h5 {
  font-family: var(--font-heading);
  font-weight: 400;
  line-height: 1.2;
  color: var(--navy);
  letter-spacing: -0.01em;
}

h1 { font-size: var(--text-5xl); font-weight: 700; }
h2 { font-size: var(--text-3xl); font-weight: 600; }
h3 { font-size: var(--text-xl);  font-weight: 600; }
h4 { font-size: var(--text-lg);  font-weight: 600; }
h5 { font-size: var(--text-base); font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }

p {
  color: var(--slate);
  line-height: 1.75;
  max-width: 68ch;
}

p + p {
  margin-top: var(--space-4);
}

strong { font-weight: 600; color: var(--charcoal); }

.section-label {
  display: block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-4);
}

.section-label--light {
  color: var(--gold-light);
}

.lead {
  font-size: var(--text-md);
  line-height: 1.8;
  color: var(--slate);
}

.divider-rule {
  border: none;
  border-top: 1px solid var(--border);
  margin: var(--space-16) 0;
}


/* ------------------------------------------------------------
   4. LAYOUT UTILITIES
   ------------------------------------------------------------ */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.section {
  padding: var(--space-20) 0;
}

.section--ivory {
  background-color: var(--ivory);
}

.section--ivory-mid {
  background-color: var(--ivory-mid);
}

.section--navy {
  background-color: var(--navy);
}

.section--navy-dark {
  background-color: var(--navy-dark);
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-12);
  align-items: start;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}

.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-6);
}

.text-center { text-align: center; }
.text-left   { text-align: left; }

.mt-4  { margin-top: var(--space-4); }
.mt-6  { margin-top: var(--space-6); }
.mt-8  { margin-top: var(--space-8); }
.mt-10 { margin-top: var(--space-10); }
.mt-12 { margin-top: var(--space-12); }
.mt-16 { margin-top: var(--space-16); }

.mb-4  { margin-bottom: var(--space-4); }
.mb-6  { margin-bottom: var(--space-6); }
.mb-8  { margin-bottom: var(--space-8); }

.flex        { display: flex; }
.flex-center { display: flex; align-items: center; }
.gap-4       { gap: var(--space-4); }
.gap-6       { gap: var(--space-6); }
.gap-8       { gap: var(--space-8); }


/* ------------------------------------------------------------
   5. BUTTONS
   ------------------------------------------------------------ */
.btn {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 13px 28px;
  border: 1px solid currentColor;
  transition: background-color var(--transition), color var(--transition), border-color var(--transition);
  white-space: nowrap;
}

/* Primary: navy fill */
.btn--primary {
  background-color: var(--navy);
  color: var(--ivory);
  border-color: var(--navy);
}

.btn--primary:hover {
  background-color: var(--navy-mid);
  border-color: var(--navy-mid);
}

/* Secondary: bordered on dark background */
.btn--outline-light {
  background-color: transparent;
  color: var(--ivory);
  border-color: rgba(243, 240, 230, 0.5);
}

.btn--outline-light:hover {
  background-color: rgba(243, 240, 230, 0.1);
  border-color: var(--ivory);
}

/* Ghost: bordered on light background */
.btn--outline-dark {
  background-color: transparent;
  color: var(--navy);
  border-color: var(--navy);
}

.btn--outline-dark:hover {
  background-color: var(--navy);
  color: var(--ivory);
}

/* Text link style */
.btn--text {
  padding: 0;
  border: none;
  color: var(--navy);
  font-weight: 500;
  letter-spacing: 0.04em;
  position: relative;
}

.btn--text::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 1px;
  background-color: var(--gold);
  transition: width var(--transition);
}

.btn--text:hover::after {
  width: 100%;
}

.btn--text--light {
  color: var(--ivory);
}

.btn--text--light::after {
  background-color: var(--gold-light);
}


/* ------------------------------------------------------------
   6. REGULATORY TOP BAR
   ------------------------------------------------------------ */
.topbar {
  background-color: var(--navy-dark);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  padding: 8px 0;
}

.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
}

.topbar__text {
  font-size: var(--text-xs);
  color: rgba(243, 240, 230, 0.65);
  letter-spacing: 0.03em;
}

.topbar__text a {
  color: rgba(243, 240, 230, 0.65);
  text-decoration: underline;
}

.topbar__text a:hover {
  color: var(--ivory);
}


/* ------------------------------------------------------------
   7. NAVIGATION
   ------------------------------------------------------------ */
.nav {
  background-color: var(--navy);
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-height);
}

/* Logo / wordmark */
.nav__logo {
  display: flex;
  flex-direction: column;
  line-height: 1;
  text-decoration: none;
}

.nav__logo-name {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--ivory);
  letter-spacing: 0.03em;
}

.nav__logo-sub {
  font-size: var(--text-xs);
  font-weight: 400;
  color: rgba(243,240,230,0.55);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-top: 2px;
}

/* Nav links */
.nav__links {
  display: flex;
  align-items: center;
  gap: var(--space-8);
}

.nav__link {
  font-size: var(--text-sm);
  font-weight: 400;
  color: rgba(243,240,230,0.8);
  letter-spacing: 0.04em;
  padding: 4px 0;
  position: relative;
  transition: color var(--transition);
}

.nav__link::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 1px;
  background-color: var(--gold-light);
  transition: width var(--transition);
}

.nav__link:hover,
.nav__link.active {
  color: var(--ivory);
}

.nav__link:hover::after,
.nav__link.active::after {
  width: 100%;
}

/* Get a Quote — solid ivory, outlined on hover */
.nav__link--quote {
  border: 1px solid var(--ivory);
  padding: 8px 18px;
  background-color: var(--ivory);
  color: var(--navy-dark);
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 600;
  transition: background-color var(--transition), color var(--transition), border-color var(--transition);
}

.nav__link--quote::after { display: none; }

.nav__link--quote:hover {
  background-color: transparent;
  color: var(--ivory);
  border-color: var(--ivory);
}

/* Contact link styled as button */
.nav__link--cta {
  border: 1px solid rgba(243,240,230,0.35);
  padding: 8px 18px;
  color: var(--ivory);
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 500;
  transition: background-color var(--transition), border-color var(--transition);
}

.nav__link--cta::after { display: none; }

.nav__link--cta:hover {
  background-color: rgba(243,240,230,0.1);
  border-color: rgba(243,240,230,0.6);
}

/* Mobile hamburger */
.nav__toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  padding: 4px;
  cursor: pointer;
}

.nav__toggle span {
  display: block;
  width: 24px;
  height: 1.5px;
  background-color: var(--ivory);
  transition: transform var(--transition), opacity var(--transition);
}

.nav__toggle.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.nav__toggle.open span:nth-child(2) { opacity: 0; }
.nav__toggle.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }


/* ------------------------------------------------------------
   8. PAGE HERO (interior pages)
   ------------------------------------------------------------ */
.page-hero {
  background-color: var(--navy);
  padding: var(--space-16) 0 var(--space-20);
  border-bottom: 3px solid var(--gold);
}

.page-hero__label {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: var(--space-4);
}

.page-hero__title {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: 600;
  color: var(--ivory);
  max-width: 680px;
  line-height: 1.15;
}

.page-hero__desc {
  font-size: var(--text-md);
  color: rgba(243,240,230,0.7);
  max-width: 580px;
  margin-top: var(--space-5);
  line-height: 1.75;
}


/* ------------------------------------------------------------
   9. HOMEPAGE HERO
   ------------------------------------------------------------ */
.hero {
  background-color: var(--ivory);
  position: relative;
  padding: var(--space-24) 0;
  min-height: 55vh;
  display: flex;
  align-items: center;
  border-bottom: 3px solid var(--gold);
  overflow: hidden;
}

.hero__inner {
  position: relative;
  z-index: 1;
}

.hero__label {
  display: block;
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-5);
}

.hero__rule {
  display: block;
  width: 48px;
  height: 2px;
  background-color: var(--gold);
  margin-bottom: var(--space-6);
}

.hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2.2rem, 4vw, 3.5rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.12;
  max-width: 700px;
  letter-spacing: -0.02em;
}

.hero__subtitle {
  font-size: var(--text-md);
  color: var(--slate);
  max-width: 540px;
  margin-top: var(--space-6);
  line-height: 1.8;
}

.hero__actions {
  display: flex;
  align-items: center;
  gap: var(--space-5);
  margin-top: var(--space-10);
  flex-wrap: wrap;
}


/* ------------------------------------------------------------
   10. INTRO STRIP
   ------------------------------------------------------------ */
.intro-strip {
  background-color: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.intro-strip__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-left: 1px solid rgba(255,255,255,0.12);
}

.intro-strip__item {
  padding: var(--space-10) var(--space-8);
  border-right: 1px solid rgba(255,255,255,0.12);
  text-decoration: none;
  display: block;
  transition: background-color var(--transition);
}

.intro-strip__item:hover {
  background-color: rgba(255,255,255,0.05);
}

.intro-strip__icon {
  width: 36px;
  height: 2px;
  background-color: var(--gold);
  margin-bottom: var(--space-5);
}

.intro-strip__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 600;
  color: var(--ivory);
  margin-bottom: var(--space-3);
}

.intro-strip__desc {
  font-size: var(--text-sm);
  color: rgba(243,240,230,0.65);
  line-height: 1.6;
  max-width: none;
}

.intro-strip__arrow {
  display: inline-block;
  margin-top: var(--space-4);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(243,240,230,0.8);
}


/* ------------------------------------------------------------
   11. CONTENT SECTIONS
   ------------------------------------------------------------ */
.section-header {
  margin-bottom: var(--space-12);
}

.section-header--centered {
  text-align: center;
}

.section-header--centered p {
  margin: var(--space-4) auto 0;
}

.section-header h2 {
  margin-top: var(--space-3);
}

/* Info block: label + heading + body */
.info-block + .info-block {
  margin-top: var(--space-12);
  padding-top: var(--space-12);
  border-top: 1px solid var(--border);
}

/* Stat / figure panel (non-animated) */
.figure-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border: 1px solid var(--border);
  margin-top: var(--space-12);
}

.figure-item {
  padding: var(--space-8) var(--space-8);
  border-right: 1px solid var(--border);
}

.figure-item:last-child {
  border-right: none;
}

.figure-item__value {
  font-family: var(--font-heading);
  font-size: var(--text-3xl);
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
}

.figure-item__label {
  font-size: var(--text-sm);
  color: var(--slate-light);
  margin-top: var(--space-2);
  max-width: none;
}


/* ------------------------------------------------------------
   12. PRODUCT PANELS
   ------------------------------------------------------------ */
.product-panel {
  border: 1px solid var(--border);
  padding: var(--space-8);
  background-color: var(--white);
  transition: border-color var(--transition);
}

.product-panel:hover {
  border-color: var(--navy);
}

.product-panel__category {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-4);
}

.product-panel__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 600;
  color: var(--navy);
  margin-bottom: var(--space-4);
  line-height: 1.3;
}

.product-panel__desc {
  font-size: var(--text-sm);
  color: var(--slate);
  line-height: 1.7;
  max-width: none;
}

.product-panel__list {
  margin-top: var(--space-5);
  list-style: none;
}

.product-panel__list li {
  font-size: var(--text-sm);
  color: var(--slate);
  padding: var(--space-2) 0;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
}

.product-panel__list li:last-child {
  border-bottom: none;
}

.product-panel__list li::before {
  content: '—';
  color: var(--gold);
  font-size: var(--text-sm);
  flex-shrink: 0;
  margin-top: 2px;
}

.product-panel__footer {
  margin-top: var(--space-6);
  padding-top: var(--space-5);
  border-top: 1px solid var(--border);
}


/* ------------------------------------------------------------
   13. NEWS / PRESS ITEMS
   ------------------------------------------------------------ */
.news-item {
  padding: var(--space-8) 0;
  border-bottom: 1px solid var(--border);
  display: grid;
  grid-template-columns: 160px 1fr;
  gap: var(--space-8);
  align-items: start;
  text-decoration: none;
  transition: background-color var(--transition);
}

.news-item:hover .news-item__title {
  color: var(--navy-mid);
}

.news-item__date {
  font-size: var(--text-sm);
  color: var(--slate-light);
  padding-top: 3px;
}

.news-item__category {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: var(--space-2);
}

.news-item__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.35;
  transition: color var(--transition);
}

.news-item__excerpt {
  font-size: var(--text-sm);
  color: var(--slate);
  margin-top: var(--space-3);
  line-height: 1.7;
  max-width: none;
}

/* Homepage news — compact card style */
.news-card {
  padding: var(--space-6);
  border: 1px solid var(--border);
  background: var(--white);
  text-decoration: none;
  display: block;
  transition: border-color var(--transition);
}

.news-card:hover {
  border-color: var(--navy);
}

.news-card__date {
  font-size: var(--text-xs);
  color: var(--slate-light);
  margin-bottom: var(--space-3);
}

.news-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.35;
}

.news-card__excerpt {
  font-size: var(--text-sm);
  color: var(--slate);
  margin-top: var(--space-3);
  line-height: 1.65;
  max-width: none;
}


/* ------------------------------------------------------------
   14. CLAIMS SECTION
   ------------------------------------------------------------ */
.claims-panel {
  background-color: var(--navy);
  padding: var(--space-12) var(--space-10);
}

.claims-panel h3 {
  color: var(--ivory);
  font-size: var(--text-xl);
  margin-bottom: var(--space-5);
}

.claims-panel p {
  color: rgba(243,240,230,0.75);
  max-width: none;
}

.claims-panel .section-label {
  color: var(--gold-light);
}

.contact-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: var(--space-6);
}

.contact-table th,
.contact-table td {
  padding: var(--space-4) var(--space-5);
  text-align: left;
  font-size: var(--text-sm);
  border-bottom: 1px solid var(--border);
}

.contact-table th {
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--charcoal);
  background-color: var(--ivory-mid);
  font-size: var(--text-xs);
  text-transform: uppercase;
}

.contact-table td {
  color: var(--slate);
}

.contact-table tr:last-child td {
  border-bottom: none;
}

.emergency-box {
  background-color: var(--navy);
  padding: var(--space-8);
  border-left: 3px solid var(--gold);
  margin-top: var(--space-8);
}

.emergency-box__label {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: var(--space-3);
}

.emergency-box__number {
  font-family: var(--font-heading);
  font-size: var(--text-3xl);
  font-weight: 700;
  color: var(--ivory);
}

.emergency-box p {
  color: rgba(243,240,230,0.7);
  font-size: var(--text-sm);
  margin-top: var(--space-3);
  max-width: none;
}


/* ------------------------------------------------------------
   15. CONTACT FORM
   ------------------------------------------------------------ */
.form-group {
  margin-bottom: var(--space-5);
}

.form-label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--charcoal);
  margin-bottom: var(--space-2);
  letter-spacing: 0.02em;
}

.form-label .required {
  color: #b91c1c;
  margin-left: 2px;
}

.form-input,
.form-textarea,
.form-select {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid var(--border-dark);
  background-color: var(--white);
  color: var(--charcoal);
  font-size: var(--text-base);
  font-family: var(--font-body);
  outline: none;
  transition: border-color var(--transition);
  border-radius: 0;
  appearance: none;
}

.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  border-color: var(--navy);
}

.form-input::placeholder,
.form-textarea::placeholder {
  color: var(--slate-light);
  font-size: var(--text-sm);
}

.form-textarea {
  resize: vertical;
  min-height: 140px;
  line-height: 1.6;
}

.form-helper {
  font-size: var(--text-xs);
  color: var(--slate-light);
  margin-top: var(--space-2);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
}

.contact-aside {
  padding-left: var(--space-12);
  border-left: 1px solid var(--border);
}

.contact-aside__item {
  margin-bottom: var(--space-8);
  padding-bottom: var(--space-8);
  border-bottom: 1px solid var(--border);
}

.contact-aside__item:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}

.contact-aside__label {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-3);
}

.contact-aside__value {
  font-size: var(--text-sm);
  color: var(--slate);
  line-height: 1.7;
  max-width: none;
}

.contact-aside__value strong {
  display: block;
  color: var(--charcoal);
  font-size: var(--text-base);
}


/* ------------------------------------------------------------
   16. BROKER CTA BAND
   ------------------------------------------------------------ */
.cta-band {
  background-color: var(--navy);
  padding: var(--space-16) 0;
  border-top: 1px solid var(--navy-mid);
}

.cta-band__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-8);
}

.cta-band__text h2 {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: 600;
  color: var(--ivory);
}

.cta-band__text p {
  font-size: var(--text-sm);
  color: rgba(243,240,230,0.65);
  margin-top: var(--space-3);
  max-width: 520px;
}

.cta-band__actions {
  display: flex;
  gap: var(--space-4);
  flex-shrink: 0;
}


/* ------------------------------------------------------------
   17. FOOTER
   ------------------------------------------------------------ */
.footer {
  background-color: var(--navy-dark);
  border-top: 3px solid var(--navy-mid);
}

.footer__upper {
  padding: var(--space-16) 0;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: var(--space-16);
}

.footer__brand {}

.footer__brand-name {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--ivory);
  letter-spacing: 0.03em;
}

.footer__brand-sub {
  font-size: var(--text-xs);
  color: rgba(243,240,230,0.45);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-top: 2px;
}

.footer__brand-desc {
  font-size: var(--text-sm);
  color: rgba(243,240,230,0.5);
  line-height: 1.7;
  margin-top: var(--space-5);
  max-width: none;
}

.footer__nav {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}

.footer__nav-group-title {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(243,240,230,0.4);
  margin-bottom: var(--space-4);
}

.footer__nav-link {
  display: block;
  font-size: var(--text-sm);
  color: rgba(243,240,230,0.6);
  padding: 3px 0;
  transition: color var(--transition);
}

.footer__nav-link:hover {
  color: var(--ivory);
}

.footer__lower {
  padding: var(--space-6) 0;
}

.footer__regulatory {
  font-size: var(--text-xs);
  color: rgba(243,240,230,0.35);
  line-height: 1.75;
  max-width: none;
}

.footer__regulatory a {
  color: rgba(243,240,230,0.45);
  text-decoration: underline;
}

.footer__regulatory a:hover {
  color: rgba(243,240,230,0.7);
}

.footer__bottom-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-8);
  margin-top: var(--space-4);
  padding-top: var(--space-4);
  border-top: 1px solid rgba(255,255,255,0.06);
}

.footer__copyright {
  font-size: var(--text-xs);
  color: rgba(243,240,230,0.3);
}

.footer__legal-links {
  display: flex;
  gap: var(--space-6);
}

.footer__legal-links a {
  font-size: var(--text-xs);
  color: rgba(243,240,230,0.35);
  transition: color var(--transition);
}

.footer__legal-links a:hover {
  color: rgba(243,240,230,0.65);
}


/* ------------------------------------------------------------
   18. ABOUT PAGE SPECIFICS
   ------------------------------------------------------------ */
.team-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: var(--space-8);
}

.team-table th,
.team-table td {
  padding: var(--space-4) var(--space-5);
  text-align: left;
  font-size: var(--text-sm);
  border-bottom: 1px solid var(--border);
}

.team-table th {
  font-weight: 600;
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--charcoal);
  background-color: var(--ivory-mid);
}

.team-table td {
  color: var(--slate);
}

.team-table td:first-child {
  font-weight: 500;
  color: var(--charcoal);
}

.value-list {
  margin-top: var(--space-8);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-6);
}

.value-item {
  padding: var(--space-6);
  border-left: 2px solid var(--gold);
  background-color: var(--ivory);
}

.value-item h4 {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 600;
  color: var(--navy);
  margin-bottom: var(--space-2);
}

.value-item p {
  font-size: var(--text-sm);
  color: var(--slate);
  max-width: none;
}


/* ------------------------------------------------------------
   19. BREADCRUMB
   ------------------------------------------------------------ */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-xs);
  color: rgba(243,240,230,0.45);
  margin-bottom: var(--space-5);
  letter-spacing: 0.04em;
}

.breadcrumb a {
  color: rgba(243,240,230,0.45);
  transition: color var(--transition);
}

.breadcrumb a:hover {
  color: rgba(243,240,230,0.8);
}

.breadcrumb__sep {
  opacity: 0.4;
}


/* ------------------------------------------------------------
   20. RESPONSIVE
   ------------------------------------------------------------ */
@media (max-width: 1024px) {
  :root {
    --gutter: 28px;
  }

  .grid-3 {
    grid-template-columns: 1fr 1fr;
  }

  .grid-4 {
    grid-template-columns: 1fr 1fr;
  }

  .footer__upper {
    grid-template-columns: 1fr;
    gap: var(--space-10);
  }

  .footer__nav {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 768px) {
  :root {
    --gutter: 20px;
    --nav-height: 60px;
  }

  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .section {
    padding: var(--space-16) 0;
  }

  /* Nav mobile */
  .nav__links {
    display: none;
    position: absolute;
    top: var(--nav-height);
    left: 0;
    right: 0;
    background-color: var(--navy-dark);
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: var(--space-4) 0;
    border-top: 1px solid rgba(255,255,255,0.1);
    border-bottom: 1px solid rgba(255,255,255,0.1);
    z-index: 99;
    max-height: calc(100vh - var(--nav-height));
    overflow-y: auto;
  }

  .nav__links.open {
    display: flex;
  }

  .nav__link {
    padding: var(--space-4) var(--gutter);
    width: 100%;
    font-size: var(--text-base);
  }

  .nav__link--quote {
    margin: var(--space-3) var(--gutter);
    width: calc(100% - var(--gutter) * 2);
    text-align: center;
    padding: 10px 12px;
    font-size: var(--text-xs);
  }

  .nav__link--cta {
    margin: var(--space-3) var(--gutter);
    width: calc(100% - var(--gutter) * 2);
    text-align: center;
    padding: 10px 12px;
    font-size: var(--text-xs);
  }

  .nav__toggle {
    display: flex;
  }

  .topbar {
    display: none;
  }

  /* Grid overrides */
  .grid-2 {
    grid-template-columns: 1fr;
  }

  .grid-3 {
    grid-template-columns: 1fr;
  }

  .grid-4 {
    grid-template-columns: 1fr 1fr;
  }

  .intro-strip__grid {
    grid-template-columns: 1fr;
  }

  .intro-strip__item {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .figure-row {
    grid-template-columns: 1fr;
  }

  .figure-item {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .news-item {
    grid-template-columns: 1fr;
    gap: var(--space-3);
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-aside {
    padding-left: 0;
    border-left: none;
    border-top: 1px solid var(--border);
    padding-top: var(--space-10);
    margin-top: var(--space-10);
  }

  .cta-band__inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .value-list {
    grid-template-columns: 1fr;
  }

  .footer__nav {
    grid-template-columns: 1fr 1fr;
  }

  .footer__bottom-row {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero__actions {
    flex-direction: column;
    align-items: flex-start;
  }

  .page-hero {
    padding: var(--space-10) 0 var(--space-16);
  }
}

@media (max-width: 480px) {
  :root {
    --gutter: 16px;
    --text-base: 0.95rem;
    --text-md: 1rem;
    --text-lg: 1.1rem;
    --text-xl: 1.25rem;
    --text-2xl: 1.5rem;
    --text-3xl: 1.875rem;
    --text-4xl: 2.2rem;
    --text-5xl: 2.75rem;
  }

  body {
    overflow-x: hidden;
  }

  h1 { font-size: 1.8rem; }
  h2 { font-size: 1.4rem; }
  h3 { font-size: 1.1rem; }

  p {
    max-width: 100%;
  }

  .grid-4 {
    grid-template-columns: 1fr;
  }

  .footer__nav {
    grid-template-columns: 1fr;
  }

  .footer__legal-links {
    flex-direction: column;
    gap: var(--space-2);
  }

  /* Prevent nav overflow on small screens */
  .nav__logo-name {
    font-size: 0.95rem;
  }

  .nav__logo-sub {
    font-size: 0.65rem;
  }

  .nav__link {
    padding: var(--space-3) var(--gutter);
  }

  .nav__link--quote,
  .nav__link--cta {
    margin: var(--space-2) var(--gutter);
    width: calc(100% - var(--gutter) * 2);
    padding: 8px 10px;
    font-size: 0.7rem;
  }

  .hero__title {
    font-size: clamp(1.5rem, 6vw, 2.2rem);
  }

  .hero__subtitle {
    font-size: var(--text-sm);
  }

  .page-hero__title {
    font-size: 1.8rem;
  }
}